General Liability Coverage
USAT highly recommends all USAT clubs to purchase the club insurance policies. The General Liability (GL) and Participant Accident policy covers your club members during all club calendared activities.
Whether you have a morning run, weekend bike ride or meeting, your members can be covered in the event of injury during these activities. If you purchased club GL and Participant Accident coverage in 2013 your policy expired on December 31, 2013. The new policy period runs January 1, 2014 – December 31, 2014.
ESIX is pleased to offer official USAT clubs the opportunity to purchase, request and retrieve certificates of insurance 24 hours a day, seven days a week via this website. In addition, we have included other useful tools relating to policy information, claims handling and risk management. To view and apply for GL and Participant Accident coverage visit www.esixglobal.com/usatriathlon.
The premium for GL and Participant Accident coverage is $6.20/club member with a $265 minimum premium, plus a $15 administration fee. Entertainment and Sports Insurance EXperts provide resources to better understand club insurance needs and policy information. Click www.esixglobal.com/usatriathlon to view a summary of the USAT Club Liability program. If you have questions or special needs, please call ESIX representative, Jodi Dube at 678.324.3310 or by email at email@example.com.
Directors and Officers Coverage
Important Message: USAT recommends that you explore securing Directors' & Officers' Liability for your individual Club. This coverage is often confused with General Liability or Business Liability Insurance, in spite of the coverage differences between the two policies.
Directors and Officers Liability (D&C) insurance is offered on a voluntary basis to all USAT member clubs. This important coverage is not the same as General Liability as it does not include coverage for bodily injury claims. D&O insurance protects club directors & officers from personal liability associated with their wrongful acts, and omissions in the performance of duties for the Club. Typical D&O claims often allege mismanagement of funds and negligent decisions affecting club members, participants, coaches, officials and others. The policy also provides Employment Practices Liability (EPL) coverage for claims alleging harassment, discrimination or wrongful termination.
The policy period for this coverage is November 1, 2014 - November 1, 2015 but you can purchase a short term policy at any point throughout the policy term.
2014-2015 Overview for D&O/Employment Practices Liability can be found here.